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No Arrangement Fees
Bad Credit Options Available
Drive Away in 48 Hours
APR From 9.9%

Finance Application

Apply with no impact to your credit score*

Not sure?
Please enter an amount greater than £1,000
I have found a Car
I have not found a Car but know what I'm looking for
I would like some help finding a Car as I don't know what I'm looking for
I am not currently looking for a Car and just seeing if I can get finance
I want to refinance my current Car
As soon as possible
Within the next few weeks
Within the next month
Within the next three months
More than three months in the future

*After completing this application, lenders will perform a "soft search" that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a "hard search" of your credit file. Too many hard searches of your credit file may affect your credit score.

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604