Buy a New or Used Car on Finance

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Buying a car is said to be the 2nd biggest purchase in your life, so it's important to do it right.

While the process of car shopping can be an exciting experience, you also need to be sensible and realistic about what your current affordability situation is.

That's where car finance comes into the picture.

If you're on the lookout for a new vehicle with a budget in mind, but you're not quite sure how to pay for it - Happy Motor Finance can help you.

Our guide below is sure to benefit you along your own personal journey to getting your next car - whichever route you choose to go down.

The smart choice

  • No deposit options
  • No arrangement fees
  • No obligation quote
  • Most credit scores considered
  • Apply online with no impact to your credit score
  • Get a decision in minutes
Happpy Car

How it Works

1

Apply on your phone - no impact on credit file

Our systems then get to work to find you the cheapest deal from our panel of lenders and then once you've been approved we will notify you!

2

Speak with one of our account managers

They'll give you your quote and then you can start shopping for your car, van or motorbike!

3

You find the right vehicle

We will complete all vehicle and dealer checks for your peace of mind. Then we call the dealership and arrange all test drives, part exchange quotes and documents required for completion

4

Sign your e-documents

We'll recieve payout confirmation from the lender, and then all that's left is for you to go and collect your car!

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